Unlocking Financial Freedom

In Zambia, PremierCredit offers a comprehensive suite of financial solutions designed to empower our customers. Our services are tailored to meet the diverse needs of individuals and businesses, ensuring financial stability and growth for all.

Loans: Get instant, hassle-free digital loans with flexible repayment options. No physical documentation needed, perfect for those with limited or no credit history.

Insurance: Affordable funeral cover and health insurance provide financial security. Benefit from immediate payouts for funeral expenses and access to healthcare providers for regular check-ups and preventive care.

Payments: Experience seamless, secure transactions with our payment solutions. Support for mobile payments, bank transfers, and cards ensures real-time processing and advanced security.

Digital Wallets: Our secure digital wallets enable cashless transactions on the go. Enjoy enhanced security, seamless integration with other services, and real-time spending monitoring from your mobile device.

Mobile Banking: Manage your finances with our mobile banking app. Access accounts 24/7, pay bills, and transfer funds anytime, anywhere for ultimate convenience.

Merchant Services: Boost your business with our tailored merchant services. Accept payments, manage transactions, and grow efficiently with advanced POS systems, e-commerce solutions, and detailed reporting tools.

Agency Banking: Expand access to financial services through local agents. We bring banking to underserved areas, offering cash deposits, withdrawals, and more to remote communities, fostering financial inclusion.

Financial Management: Empower your finances with our tools. Track spending, set budgets, and gain insights to manage your money effectively and achieve your financial goals.

We are proudly registered in South Africa offering a comprehensive suite of financial solutions designed to empower our customers:

Earned Wage Access: Take control of your finances and access your hard-earned money when you need it most. eShandi MyPay is a financial service offered to employees, mostly low-wage and hourly workers, who are given access to some of their accrued wages before the end of their payroll cycle.

Value-Added Services: We provide value-added services like seamless electricity bill payments and convenient options for talk time and data bundles to enhance our core financial offerings. These services ensure you stay powered up and connected without any hassle.

Wallet-to-Wallet Transfers: Send and receive money with ease, speed, and security. Our wallet-to-wallet transfer feature lets you move funds between eShandi wallets in real time, making it perfect for splitting bills with friends, sending money, etc.

Value-Added Services: In addition to our core financial offerings, we provide a range of value-added services to enhance our customer's financial experience:

Insurance: Secure your future with our reliable and affordable insurance plans, designed to provide comprehensive coverage. Our plans ensure that you enjoy peace of mind knowing you are well-protected and financially secure.

Group Loans: Group loans are offered for collective collateral-free credit access, promoting financial inclusion for marginalized and underserved communities.

Logbook Loans: Logbook loans secured by personal vehicles are available, thereby enabling vehicle owners with minimal collateral options to obtain financing.

School Fees: Our School fee loans help to alleviate financial constraints and help ensure children have access to quality education.

Tailor-Made: Customized lending solutions are provided to align with each client's distinct financial needs and circumstances.

Women & Vulnerable Groups: We facilitate women-focused lending, economically empowering underserved demographic segments through financial access and social equity.

Renewable Energy: We provide substantial financing for renewable and clean energy projects, including solar, wind, biogas, and hydropower initiatives

We are registered by the Reserve Bank of Zimbabwe to provide financial services to small and medium enterprises, low income individuals and communities with limited access to traditional banking services

SME Loans (Small and Medium Enterprises): Our SME loans are specifically designed to cater to the financial needs of small and medium enterprises, such as business expansion, working capital, purchasing equipment, inventory management and meeting operational expenses.

SSB Loans (Salary Services Bureau Loans): We offer SSB loans that are exclusive to government employees and repayments are directly deducted from government’s Salary Services Bureau. It is a convenient way off borrowing as the repayment process is automated and ensures timely payments. Also the interest rates for SSB loans are competitive and repayment terms giving an attractive option for individuals who have a stable income but may not have significant savings to offer as collateral.

Pensioners Loans: Through our pensioners loans we provide a source of funding for pensioners who may have limited income streams but require additional financial assistance for various purposes such as medical expenses, home renovations, debt consolidation, or leisure activities. The eligibility criteria is flexible, considering the pensioner’s income.

BNPL Loans (Buy Now Pay Later Loans): Your preferred choice of loan, with greater flexibility and convenience in making purchases. Make purchases upfront and spread the cost over time through instalment payments.